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Bank of America Premium Rewards Credit Card

Earn unlimited points: 2 per dollar on travel/dining, 1.5 on others, for versatile, valuable rewards.

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Discover more details about the card:

Earn unlimited 2 points for every dollar spent on travel and dining purchases

Earn unlimited 1.5 points for every dollar spent on all other purchases

Receive a $100 Airline Incidental Statement Credit annually

No foreign transaction fees on international purchases

CREDIT CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDIT

CREDIT CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDIT

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SEE HOW TO APPLY

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Bank of America Premium Rewards Credit Card


Explore the Bank of America Premium Rewards Credit Card, designed specifically to elevate your spending experience across the United States.

With enticing cashback offers and premium travel rewards, this card truly caters to the savvy consumer seeking value in everyday purchases and travel expenses.

Enjoy the peace of mind that comes with a credit card backed by one of America's most trusted financial institutions while maximizing rewards on groceries, hotels, and more.


Earn unlimited 2 points for every dollar spent on travel and dining purchases


With the Bank of America Premium Rewards Credit Card, you earn 2 points for every dollar spent on travel and dining.

This means that whether you're purchasing a flight, booking a hotel, or enjoying a meal at your favorite restaurant, your spending turns into valuable rewards.

These points can be redeemed for travel, cash back, gift cards, and more.

Such a generous earning rate makes it easier to accumulate rewards quickly, enhancing the value you get from your everyday travel and dining expenses.



Earn unlimited 1.5 points for every dollar spent on all other purchases


Every dollar you spend on purchases outside of travel and dining with the Bank of America Premium Rewards Credit Card earns you 1.5 points.

Think about your routine shopping for groceries, gas, or online purchases—each contributes to your points balance.

This broad earning potential doesn't cap your rewards, ensuring that your everyday spending is continuously working for you.

With a reward structure like this, even routine expenses offer an opportunity to earn points steadily, maximizing your financial benefits in the long run.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

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Receive a $100 Airline Incidental Statement Credit annually

This benefit allows cardholders to receive a $100 credit each year for incidental airline purchases.

It can be applied to expenses like checked baggage fees, in-flight refreshments, and seat upgrades.

This annual credit automatically reduces your out-of-pocket travel costs, making air travel more affordable.

By taking advantage of this benefit, you can enhance your travel experience without feeling the financial pinch.

Remember, these credits reset every year, so it's important to use them before they expire.



No foreign transaction fees on international purchases

With this card, you won't incur extra charges when making purchases outside the United States.

Foreign transaction fees can add up to 3% to the cost of international purchases, but this card eliminates that expense.

This is particularly useful for frequent travelers or online shoppers who buy from international vendors.

It ensures you pay only the advertised price, giving you greater flexibility and savings while traveling abroad or shopping online.

This feature can maximize your purchasing power when using the card globally.



HOW TO REQUEST

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